MEC
The MEC Advantage Plan is a strategy that is compiled of a MEC plan, composite-rated indemnity plans, and major medical plans. We help protect instead of penalize businesses. That means protect businesses and their employees families by providing insurance plans at an affordable rate while ensuring compliance with the Affordable Care Act, or ACA. We also include telemedicine, coverage, a discount RX card, accident and critical illness coverage.
MEC Plus
High value Minimum Essential Coverage plans that encompass all the value of a MEC plan but provides sick benefits as well. We understand that many Americans are tired of overpaying for medical insurance and also want an ACA compliant plans to avoid and IRS penalty. So, we tailored plans just for you. For our preventative services there is a $0 copay and is covered at 100%. For sick services, our plans have extremely low co-pays. They include coverage for primary care physicians, specialists, urgent care, and emergency room.
MEC Premium Plus
Our MEC Premium Plus plan offers all of the benefits of MEC Plus and more. With a MEC Premium Plus plan, employees enjoy unlimited visits to their primary care physician and additional coverage for extraneous circumstances.
In addition to unlimited sick visits, MEC Premium users also receive coverage and low co-pays on Emergency Room Admission, Maternity Consultations, and Mental Health care.
Major Medical
A major medical health insurance plan is a type of medical insurance plan that meets all of the benefit standards of the Affordable Care Act, while providing benefits for a broad range of inpatient and outpatient health-care services. There are many different types of major medical coverage and carriers. Our brokers will consult employers with various cost sharing strategies between them and their valued employees. We are experts with the different plan and carrier options available.
Minimum Value Plan
The Minimum Value Plan is our plan that provides protection against the “part b” penalty under the Affordable Care Act or ACA. We have fully insured options for this plan and we actively monitor ACA regulations to ensure employers stay in compliance with the ACA while providing a low-cost solution for health benefits. Our Minimum Value Plan offers the minimum level of benefits, including preventive care services, hospitalization, and prescription drugs.
Accident Insurance
Injuries happen all the time. An employee could hurt themselves playing a sport over the weekend or doing yard work in the afternoon. Accident insurance also helps employers who have high workers compensation insurance claims. Contact us for a quote or to learn more about accident insurance.
Dental & Vision
We offer your clients a full suite of dental plan options, each with a different level of choice, coverage and savings. You can choose to pay all, some or none of their employees premium.
Vision insurance will help the costs of routine checkups as well as help pay for vision correction wear that may be prescribed by the physician. Also, it will help the costs of routine checkups as well as help pay for vision correction wear that may be prescribed by the physician.
Critical Illness Insurance
Critical Illness coverage provides a lump sum-sum payment to employees if they experience a covered critical illness. Critical illness is a popular, budget-friendly solution to help employees limit their out of expenses when they are in a time of need. It protects and insured and pays a lump sum if the insured becomes critically ill. The most devastating times in one's life can be when one becomes critically ill. This can also be financially devastating - people do not have thousands of dollars laying around for medical bills. Critical illness coverage is great because it pays first dollar coverage to supplement the high deductibles and out of pocket maximums.